(317) 754-9071Call now
First-hour stepsShut it off, document it, stay safe.
Questions that protect youLicense, insurance, scope in writing.
Any time, day or nightEmergencies don’t keep office hours.
Documentation guidanceWe help you document for insurance.

Service areas

Choose your metro

Pick your metro for local help there.

Before you call

What to do while you wait

These steps protect your home — and your insurance claim — in the minutes before help arrives.

  1. Don’t re-enter until firefighters or officials say it’s safe.
  2. Don’t wipe soot off walls or belongings — wiping smears it and makes professional cleaning harder.
  3. Don’t run the HVAC — it spreads soot and smoke odor through the whole house.
  4. Photograph everything before anything is moved or thrown away.
  5. Call your insurance company early — and ask about Additional Living Expenses if you can’t stay home.

What it costs

What does fire & smoke restoration cost?

Observed national ranges: HomeAdvisor’s 2025 data averages $27,477, with a typical range of $3,083–$52,031. Smaller jobs cost far less — soot removal $2,000–$6,000, smoke-damage cleanup $200–$1,200, duct cleaning $250–$500 (HomeAdvisor); Angi estimates roughly $4–$7 per square foot.

See what drives the cost →

National ranges are context, not a quote — your contractor prices your job on site. Always verify with them.

Insurance

Will insurance cover this?

  • Most homeowner policies cover fire and smoke damage — including water damage from firefighting.
  • Don’t throw anything away before the adjuster sees it. Photograph everything first.
  • Ask about Additional Living Expenses (ALE) coverage if you can’t stay in the home.
  • Contractors document soot, smoke, and structural damage with photos your adjuster can use.

Coverage varies by policy — check yours and talk to your adjuster early. After a house fire: insurance claim basics →

Our standard

The questions we ask every contractor

We don’t hand out badges or certifications — always check a contractor’s license and insurance yourself. What we do is ask every contractor the questions a careful homeowner would ask, before they ever take a homeowner’s call:

  1. Are you licensed for this type of work, and can you show proof of insurance?
  2. Who will actually do the work — your own crew or a subcontractor?
  3. Will you put the full scope and price in writing before work begins?
  4. How do you document the job for insurance — photos, readings, drying logs?
  5. What warranty do you offer on the work, and what does it cover?

What happens when you call

Three steps, one phone call

  1. You call — describe what’s happening at your home.
  2. One call — no phone tag, no calling around.
  3. They take it from there — the contractor handles the assessment, the quote, and the work. Get the scope in writing before anything begins.

Read this before you hire anyone. Jack’s Home Rescue does not perform repairs, and no listing or guide on this site replaces checking a contractor yourself. Any contractor you hire is an independent business responsible for their own licensing, work, and pricing — confirm license and insurance before work begins, and get the scope in writing.

After a fire, every hour counts.

Help is available any time, day or night.

Call (317) 754-9071 — 24/7

Not urgent right now? Learn fire & smoke restoration →

Call (317) 754-9071 — 24/7